Star Health Forum

Room rent limits in a family health insurance are the maximum daily amount an insurer pays for the insured family's hospital accommodation.

Although there is no standard room rent limit in family health insurance, this can vary across different providers. This...

Restoration benefit or automatic restoration benefit is a specialised coverage feature that restores the sum insured amount after it is completely utilised under a healthcare policy.

This feature is ideal for families to provide continuous coverage for multiple medical emergencies in...

Every family has unique healthcare requirements. While younger members may rarely need medical attention, elderly parents or individuals with pre-existing conditions often require frequent treatment. This is why choosing the right health insurance needs family smart planning and customised coverage.

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Dependents in health insurance are generally the financially reliant immediate family members of the policyholder. Thus, choosing the right health insurance means protecting your loved ones from unforeseen medical emergencies.

This is why most reliable health insurance providers in India have...

Government health schemes focus on universal access, affordability, and support low-income groups with basic to essential care. On the contrary, private insurance offers broader, customisable coverage but requires higher premiums and comes with more complex terms.

With healthcare costs in India...

People aged 70 and above are eligible for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) benefits, which is a flagship government initiative that offers up to Rs. 5 lakh health coverage.

Introduced on 23rd September 2018, in Ranchi, Jharkhand, this...

The Arogya Sanjeevani Health Insurance is a standard individual health insurance product mandated by India's IRDAI (Insurance Regulatory and Development Authority of India). With a range of Rs. 50,000 to Rs. 10 lakh, this policy provides hospitalisation coverage for both...

The Pradhan Mantri Senior Citizen Health Scheme refers to the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which provides Rs. 5 lakh health coverage per family every year.

After the major expansion announced on September 11, 2024, this scheme...

The eligibility criteria of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) are determined basically based on the data of Socio-Economic Caste Census 2011 (SECC 2011), which includes various deprivation categories, ranging from rural households living in single-room mud...

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a flagship initiative taken by the Government of India. Recommended by the National Health Policy 2017, this health insurance scheme was rolled out with the commitment, “leave no one behind”...