Newest Questions
Ideal Deductible Selection for Super Top-Up
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Chronic diabetes requires dialysis, which causes skyrocketing bills every year. As per the Indian Express news, in India, the cost of dialysis alone starts from Rs. 20,000 to Rs. 30,000 per month, resulting in a financial burden on families.
Are you wondering...
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Who Should Buy a Super Top-up Health Insurance?
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A sudden chest pain hits at midnight. It not only creates stress for the family, but can also drain your savings and hospital bills can exceed your policy limits. Here, super top-up plans step in like your guardian angel. Super...
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Why is Super Top-Up Important for High Medical Costs?
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According to the Financial Express report, 1 in every 5 people is skipping essential medical care due to financial restrictions. Even 71% Indians agreed with the skyrocketing healthcare cost that creates mental pressure to avoid doctor visits. Even being insured...
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Role of Room Rent Limits in Family Insurance
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Room rent limits in a family health insurance are the maximum daily amount an insurer pays for the insured family's hospital accommodation.
Although there is no standard room rent limit in family health insurance, this can vary across different providers. This...
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How Restoration Benefit Helps Family Policies?
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Restoration benefit or automatic restoration benefit is a specialised coverage feature that restores the sum insured amount after it is completely utilised under a healthcare policy.
This feature is ideal for families to provide continuous coverage for multiple medical emergencies in...
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How to Insure a Family with Varied Health Needs?
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Every family has unique healthcare requirements. While younger members may rarely need medical attention, elderly parents or individuals with pre-existing conditions often require frequent treatment. This is why choosing the right health insurance needs family smart planning and customised coverage.
Continue...
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Health Insurance for Families with Dependents
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Dependents in health insurance are generally the financially reliant immediate family members of the policyholder. Thus, choosing the right health insurance means protecting your loved ones from unforeseen medical emergencies.
This is why most reliable health insurance providers in India have...
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How Government Health Schemes Differ From Private Insurance?
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Government health schemes focus on universal access, affordability, and support low-income groups with basic to essential care. On the contrary, private insurance offers broader, customisable coverage but requires higher premiums and comes with more complex terms.
With healthcare costs in India...
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Ayushman Bharat Eligibility for People Above 70
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People aged 70 and above are eligible for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) benefits, which is a flagship government initiative that offers up to Rs. 5 lakh health coverage.
Introduced on 23rd September 2018, in Ranchi, Jharkhand, this...
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What is Arogya Sanjeevani Health Insurance?
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The Arogya Sanjeevani Health Insurance is a standard individual health insurance product mandated by India's IRDAI (Insurance Regulatory and Development Authority of India). With a range of Rs. 50,000 to Rs. 10 lakh, this policy provides hospitalisation coverage for both...
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