Star Health Forum

GST on health insurance refers to a tax charged on the premium paid for health insurance policies in India. Earlier, health insurance premiums were subject to an 18% GST, which was applied on the premium amount paid to the health...

Critical illness insurance is a type of health insurance policy that provides coverage for critical illnesses or life-threatening diseases, such as cancer, heart attack, stroke, kidney failure, paralysis, etc. It provides a lump sum payout if you are diagnosed with...

When you buy a health insurance policy, you want to feel confident that your insurer will actually pay your claim when you need it. This is where CSR, or Claim Settlement Ratio, comes in. It is one of the simplest...

It is always stressful when you get admitted to a hospital. You have to take care of your health, talk to the doctor, and also handle all the paperwork at the same time. This is where a health insurance e-card...

Many people assume ABHA as a financial cover under Ayushman Bharat, but that is not accurate. ABHA (Ayushman Bharat Health Account) is a digital health identification system developed by the Ayushman Bharat Digital Mission (ABDM), not an insurance policy.

The ABHA...

ICU and Modern Treatment coverage play a vital role in today's health insurance plans. With rising medical costs and an increasing dependence on advanced medical technologies, this coverage gives financial protection during critical illnesses.

It helps policyholders access intensive care units...

By 2032, the Indian health insurance market is expected to reach a market size of USD 39.5 billion. This shows wider adoption among the people to cater to emergency and planned medical expenses. However, this also highlights the need to...

Health insurance is a good source of financial help in medical emergencies, although not all situations are included without conditions. Most policies include certain limitations that affect when and how claims are settled. The knowledge of these limitations will assist...

Critical illness is a serious and potentially life-threatening medical condition that needs extensive medical treatment and a prolonged recovery time period. Those disorders often have an important impact on an individual’s life, both physically and financially.

Major critical illnesses covered by...

Health insurance premiums depend on several factors, such as age, medical history, occupation, sum assured, and location. Therefore, it is crucial to understand these factors to help the applicant choose the most suitable premium for their medical needs.

Keep reading to...