Star Health Forum

Copay and coinsurance in health insurance differ from each other on the basis of how they share costs. A copay is a fixed, pre-determined amount paid per claim or service, while coinsurance is a percentage of the total cost of...

Catastrophic health insurance is a low-premium, high-deductible plan designed to protect against major medical expenses, preventive care and emergencies. Basically, you get a high deductible in exchange for a low premium. You need to pay a huge amount out-of-pocket before...

Health insurance plans are the most necessary financial support for an individual in the modern era. It helps you cater to both unforeseen medical situations and planned hospitalisations. However, there are multiple insurers in the market, each offering a wide...

For a 70-year-old in India, the best health insurance options often include specialised plans that provide comprehensive coverage, shorter waiting period for pre-existing medical conditions (generally 1-2 years), access to critical illness cover, and preventive health check-up facilities. At the...

Finding the best health insurance for senior citizens in 2026 is not about choosing one particular plan, but about understanding the features that make a policy truly helpful for older adults.

The costs of medical treatments are rising very fast; senior...

A comprehensive guideline for choosing one of the best health insurance plans for senior citizens in India includes coverage details, waiting periods, and key features to help you choose the ideal plan for your elderly parents or grandparents. A senior...

Insurance is a crucial financial investment that helps you stay financially protected during critical times. Whether it's health or life insurance, the right plans can give you protection for your health and finances. However, before buying any insurance plans, you...

In India, the Income Tax Act, 1961, provides tax deductions for premiums paid on health insurance policies under Section 80D. This provision motivates individuals and families to invest in health coverage and helps them save on taxes.

The deduction is applicable...

Room rent in health insurance refers to the maximum daily amount that your insurer will cover for hospital room charges under your health insurance policy.

The actual amount of room rent depends on the hospital and the type of room you...

Risk assessment in health insurance is the process by which your insurance provider evaluates an applicant's medical history, health status, and lifestyle to predict potential claim costs. Underwriters use these parameters to set premiums and terms; they determine whether an...