Star Health Forum

Your late 20s are a time of significant growth and independence as a young adult, as you establish your career and explore life’s options. Unfortunately, at this stage, you age out of your parents’ health insurance plan. When getting off...

With the rising cost of healthcare and an ageing population, having a solid health insurance plan is vital. This is especially for the elderly who are at a greater risk of medical problems, whether chronic or acute.

Nevertheless, many plans typically...

Health insurance is necessary these days. It protects you against rising medical costs by covering a broad range of medical expenses such as doctor's consultations, room rent, ambulance charges, nurse fees, etc. Basically, health insurance is a contract between the...

In the realm of health insurance, one of the most valuable benefits is reinstatement of the sum insured. Have you ever worried that your base health insurance policy may not be enough for multiple treatments in a policy year? This...

An initial waiting period in health insurance is a fixed time, generally 30 days, from the policy start date, during which the insured cannot make any claims for non-accident-related medical treatments. In simple terms, it is the short period between...

The habit of smoking has unfortunately become so common in our society. Smoking not only affects our health but also creates a significant impact on our finances. When it comes to health insurance policies, smokers avoid them because of the...

Body Mass Index (BMI) is a formula that uses height to determine your optimal weight. You can also predict your body fat percentage. You may have a high-fat range if your BMI is high. Likewise, if your BMI is low,...

Copay and coinsurance in health insurance differ from each other on the basis of how they share costs. A copay is a fixed, pre-determined amount paid per claim or service, while coinsurance is a percentage of the total cost of...

Catastrophic health insurance is a low-premium, high-deductible plan designed to protect against major medical expenses, preventive care and emergencies. Basically, you get a high deductible in exchange for a low premium. You need to pay a huge amount out-of-pocket before...

Health insurance plans are the most necessary financial support for an individual in the modern era. It helps you cater to both unforeseen medical situations and planned hospitalisations. However, there are multiple insurers in the market, each offering a wide...