Star Health Forum

Critical illnesses such as cancer, heart attack, or kidney failure often lead to high treatment costs and loss of income. According to the Economic Times, non-communicable diseases account for nearly 63% of deaths in India. It shows the growing need for...

Medical emergencies can create financial stress, but health insurance offers protection beyond medical coverage. Health insurance is an economically prudent move, as the tax benefits of health insurance in India also allow a reduction in taxable income under the Income...

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY) extends healthcare benefits to eligible families across India. It also includes senior citizens above 70 years. Under the scheme, all elderly individuals can receive cashless treatment.

Ayushman Bharat scheme provides health coverage...

A well-structured health insurance checklist will help you to evaluate coverage, compare premiums, and understand the policy benefits.

So, if you are planning to buy a policy, reviewing certain factors in advance can help you make a smarter decision. Continue reading...

Selecting one of the best health insurance plans for children in India can be challenging with so many options available. However, picking the best plans depends on several key inputs, so understanding these helps you choose a better plan. Some...

The difference between health insurance and critical illness cover lies in how and when they provide financial support during medical emergencies. Health insurance usually reimburses hospitalisation expenses.

On the other hand, critical illness cover pays a lump sum if the insured...

A super top-up health insurance plan is a type of health insurance plan that can add to your existing plan and cover your expenses once the deductible is met. Unlike other top-up plans, it takes into account the total hospitalisation...

A cumulative bonus (CB) in health insurance is a reward given to the insured individuals for not filing a claim during a policy year. It increases your sum insured without additional premium costs and acts as a shield against healthcare...

Lump-sum payout structure in a critical illness plan is a one-time fixed payment that a policyholder receives upon diagnosis of a chronic illness covered by the policy. This feature is specifically designed to provide flexibility to fulfil various financial needs...

Recharge benefit is a special feature you can find in many health insurance plans these days. If you use up your entire sum insured in a year, this benefit helps you get it back again in the same policy year....