Star Health Forum

Health insurance helps people cover hospitalisation bills and medical procedures without bearing a heavy financial burden. Different monthly premiums are charged based on coverage amount, age, and policy benefits.

Nonetheless, many individuals in need of health insurance would like to know...

Health insurance is important because it protects individuals and families from the high cost of medical treatment while ensuring access to timely healthcare. It acts as a financial safety net during illnesses, accidents, or hospitalisation. It prevents unexpected medical bills...

The waiting period for maternity health insurance is the initial phase during which you cannot claim expenses related to pregnancy, childbirth, or postnatal care. Typically, health insurance plans with maternity cover come with a 1-3 year waiting period.

At the end...

Critical illness insurance supports income protection by providing a lump sum payout if the policyholder is diagnosed with a serious medical condition covered under the policy.

This financial support helps individuals manage treatment expenses and replace lost income while they recover....

The No-Claim Bonus in health insurance refers to a reward that an insured person gets for maintaining better health and not filing any claim during a policy year.

No-claim bonus in health insurance is the bonus amount added to your sum...

As parents grow older, their health needs also rise, and they require comprehensive management of complex health conditions. Nevertheless, it is essential to navigate the regulatory landscape regarding health insurance age limits to ensure financial security and avoid unexpected coverage...

Medical technology has rapidly evolved, thus transforming the most complicated surgeries into less invasive and highly accurate approaches. These innovations offer clinicians improved visualisation and their patients improved healing periods.

Even though a high-end procedure might be more costly initially than traditional...

Critical illnesses such as cancer, heart attack, or kidney failure often lead to high treatment costs and loss of income. According to the Economic Times, non-communicable diseases account for nearly 63% of deaths in India. It shows the growing need for...

Medical emergencies can create financial stress, but health insurance offers protection beyond medical coverage. Health insurance is an economically prudent move, as the tax benefits of health insurance in India also allow a reduction in taxable income under the Income...

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY) extends healthcare benefits to eligible families across India. It also includes senior citizens above 70 years. Under the scheme, all elderly individuals can receive cashless treatment.

Ayushman Bharat scheme provides health coverage...