Star Health Forum

Health insurance portability is the process of switching insurers or plans at renewal without losing benefits already earned.

Timing is crucial, though. The IRDAI only permits porting strictly during the time of the renewal, and the application should be made long...

Corporate health insurance tends to have a sum insured gap where the available coverage falls short of the cost of medical treatment. Most of the employer-provided plans have a small amount insured and may not be adequate in case of...

When buying health insurance with pre-existing conditions, always reveal all health history honestly, comparing healthcare plans to get the shortest waiting periods, and checking for specific exclusions or co-payment clauses. Opt for a higher sum insured to manage inflation and...

Individual health insurance is a type of plan that covers each person individually, with its own dedicated sum insured. This insurance becomes beneficial as a family’s health care needs begin to be different or more extensive than they were previously.

Switching...

Healthcare access in Tier 2 and Tier 3 cities may be limited compared to metro areas. Fewer speciality hospitals and limited advanced treatment facilities can make it challenging for individuals to receive timely medical care locally.

In many cases, patients may...

Before seeking health insurance coverage for typhoid fever treatment or vaccination, you should check the waiting periods, pre-existing condition clauses and whether hospitalisation is required for coverage to apply in the typhoid-specific health insurance plan. On the other hand, typhoid...

Long-term or short-term health insurance plans are the two primary options available in India. Each comes with unique benefits and limitations. Therefore, understanding the differences between the two can help you choose the best according to your needs.

A short-term health...

Do you know that when applying for a health insurance policy, you may be required to fill out a proposal form? This is a form that health insurance companies use to evaluate your health condition and find out the level...

Health insurance for stroke in India offers coverage for acute hospitalisation, based on the plan, and post-stroke rehabilitation support, including physiotherapy, occupational therapy, psychological support and speech therapy. Insurers provide stroke rehabilitation support for stroke victims through specialised insurance plans....

Health insurance is a must and no longer an option. The cost of medical treatment is going up regularly, and even a small hospital visit can come with hefty bills. Therefore, people without health insurance can face financial difficulties and...