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Newest Questions

Can Family Floater Plans include Air Ambulance Cover?

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Yes, family floater plans do include air ambulance coverage. However, it depends on the insurer and policy terms. Many modern health insurance plans offer this benefit either as a built-in feature or as an optional add-on.

Air ambulance services are...

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Does a Global Medical Insurance Policy Cover Medical Expenses Incurred in India

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Yes, a global medical insurance policy may cover medical expenses incurred in India. However, the extent of coverage depends on the insurer’s terms and conditions, policy inclusions, and geographical coverage. Therefore, it is important to read the policy document carefully...

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Can Cost-Sharing Lower My Health Insurance Premium?

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When you buy health insurance in India, you often look for ways to keep your premiums affordable. Many policyholders ask: Can cost sharing actually lower my health insurance premium? Yes, you can lower your health insurance premium by sharing your...

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Can a Beneficiary of the Ayushman Bharat Yojana Enrol Under the Yeshasvini Health Insurance Scheme?

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Yes, an Ayushman Bharat Yojana beneficiary can enrol under the Yeshasvini Health Insurance Scheme, as they are separate programs. Especially, with medical inflation rising at 12-15% annualy according to the Economic Times, such government-backed schemes play an important role in...

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Can I Download an Insurance Policy for my Parents?

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Managing your parents' paperwork can feel overwhelming, especially when it comes to vital documents like health or life insurance. If you have ever wondered whether you can download an insurance policy for your parents, the answer is a resounding yes....

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Can Indian Health Insurance be Used Abroad?

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Whether you are travelling for leisure, studying overseas, or exploring business opportunities, a medical emergency abroad can quickly become a financial nightmare. A common question many Indian travellers ask is, ‘Will my domestic health insurance cover international medical expenses?’

​The short...

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BMI Impact on Insurance Coverage for Spine Surgeries

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Spine disorders are becoming one of the most prevalent health issues in India. The expenses of spine surgery in India vary from ₹1.5 lakh to ₹6 lakh, depending on the patient's condition, which increases the complexity of the surgery, potential...

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BMI Impact on Insurance Coverage for PCOD and PCOS

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In India, approximately 1 in 5 women experience PCOS symptoms, and 9%-22% women experience PCOD symptoms. Gaining weight is at the core of this, and that's where complications with insurance begin. If an Indian woman develops PCOD/PCOS along with a...

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BMI Impact on Insurance Coverage for Cholesterol Management

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BMI and cholesterol are frequently taken together when considering insurance applications. The increase in BMI typically correlates with elevated LDL cholesterol, heart disease, and an increased risk of chronic illnesses stemming from lifestyle. Insurance companies consider BMI as one of...

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BMI Impact on Coverage for Weight-Related Mobility Problems

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BMI can be a determining factor for insurance coverage for mobility issues due to weight. They are used by insurers and health programs to assess the medical necessity of treatments. Coverage may be very specific and depends on your location...

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