Star Health Forum

Failure to pay the premium by the renewal date may cancel your coverage; however, a lapsed health policy does not mean it has been terminated permanently. Most insurers permit you to revive (reinstate) a lapsed policy within a short time.

In...

Understanding health insurance policy wording and brochures involves distinguishing between an overview of the policy and the policy wording (detailed contract). Individuals need to focus on key terms such as deductibles, co-pays, sum insured, inclusions, exclusions, waiting periods, and network...

Ulcerative colitis is a chronic inflammatory bowel disease that affects the large intestine and requires long-term medical care. Since it involves ongoing treatment, hospitalisation, and medication, many people wonder whether health insurance covers ulcerative colitis and related expenses.

It is important...

Before diving into comparing policies to select the ideal one for your loved one and you, don’t overlook it! Get your ID proofs ready. Paperwork may not be an exciting activity in the process, but having the necessary documents at...

Preventive care coverage in health insurance typically comes in three types - regular check-up packages, comprehensive packages, and corporate plans, each offering different tests, consultations, and benefits. 

Choosing the right one depends on your age, health condition, lifestyle, check-up frequency, and...

Yes, Body Mass Index (BMI) can play a role in determining emergency hospitalisation coverage at times, but that doesn't mean the claim would be automatically denied because of it. Insurance companies will consider Body Mass Index during their health risk...

General insurance is a broad category covering non-life assets like vehicles, homes and travel, with policies typically lasting one year. Whereas health insurance is a specific type of general insurance focusing only on medical expenses, treatment, and hospitalisations. Additionally, general...

Health insurance is not just for paying hospital bills when you fall sick. These days, many policies also offer preventive health check-ups. This means you can catch health problems early and stay healthy, all without spending extra from your pocket....

If buying health insurance is on your checklist, you may be confused between online and offline methods. Although both of these options have some specific advantages, online processes are often more sufficient due to increased flexibility, transparency, and cost-effectiveness.

In fact,...

Yes, Pulmonary Function Tests (PFT) are generally covered by health insurance if they are medically necessary and prescribed by a doctor to diagnose or monitor a respiratory condition. Health insurance usually covers PFT-related diagnostic expenses when they are medically necessary,...