What is the Mukhyamantri Swasthya Bima Yojana Card?

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The Mukhyamantri Swasthya Bima Yojana (MSBY) card is a health insurance card. It is given to eligible families under a state government health insurance scheme. It helps people get cashless medical treatment at selected hospitals. Under this scheme, families can get coverage for hospitalisation, surgeries, emergency treatment, etc. The benefits and coverage amount depend on the state government rules and scheme guidelines.


The card contains important details related to the beneficiary and the scheme. It is used during hospital admission to confirm eligibility under the scheme.


Is the Mukhyamantri Swasthya Bima Yojana Card Free?


Yes, the Mukhyamantri Swasthya Bima Yojana (MSBY) card is free for eligible families under the scheme. The state government covers the health insurance benefits for people who qualify under the programme rules. In some states, low-income families, economically weaker groups and selected beneficiaries receive cashless treatment.


However, the eligibility grounds in each state differ because each state runs its own version of Mukhyamantri health insurance schemes. Some schemes also require document verification before the card is issued.


How Can I Check My MSBY Card Status Online?


You can check your Mukhyamantri Swasthya Bima Yojana (MSBY) card status online by following a few simple steps through the official state health scheme website.


Step 1: Visit the Official MSBY Portal


Open the official Mukhyamantri Swasthya Bima Yojana or state health scheme website linked to your state government.


Step 2: Find the "Check Status" Option


On the homepage, look for options such as:



  • Check Card Status

  • Beneficiary Status

  • Application Status

  • Enrollment Status


Step 3: Enter Required Details


Fill in the requested information, such as:



  • Registered mobile number

  • Application number

  • Ration card number

  • Family ID

  • Reference number


Step 4: Verify Your Details


Some portals send an OTP to your registered mobile number for verification. Enter the OTP to continue.


Step 5: View Your MSBY Card Status


After verification, the portal will display your:



  • Application status

  • Card approval status

  • Enrollment details

  • Renewal information


Step 6: Download the Card (If Available)


If your card is approved, some portals also provide a download option for the digital health card.


What Treatments Are Covered Under the MSBY Scheme?


The Mukhyamantri Swasthya Bima Yojana (MSBY) covers many hospital treatments and medical services. The scheme helps people get cashless treatment at government hospitals.



  • Hospitalisation expenses

  • Emergency medical treatment

  • Surgeries and operation theatre charges

  • Doctor consultation fees

  • Nursing and bed charges

  • Diagnostic tests such as X-rays and scans

  • Medicines used during hospitalisation

  • Kidney stone treatment

  • Eye surgeries

  • Chemotherapy and radiotherapy

  • Fracture treatment and minor reconstructive procedures

  • Treatment for critical illnesses under selected plans


How Long Does It Take to Get the MSBY Card After Registration?


The Mukhyamantri Swasthya Bima Yojana (MSBY) card is issued within a few weeks. The exact time depends on the state government process. If the submitted documents are correct, the card is approved at a faster pace. Delays happen:



  • When documents are missing, details are incorrect, or verification is incomplete.

  • In some states, digital cards become available online shortly after approval, while physical cards take longer because of printing and delivery.