Is telehealth useful, and does insurance support it
Vote: 1
Yes, telehealth can be very useful in today’s modern world, especially for minor illnesses, follow-up consultations and routine medical check-ups. It is the future of medical consultancy. Earlier, doctors used to care for their patients in person at clinics or hospitals. But now it can be possible virtually with telehealth.
Telehealth, also known as online or virtual healthcare, allows patients to consult doctors online through phone calls, video calls, or mobile apps. This reduces the need for the patient to visit the hospital or clinic, which eventually saves their time as well as money.
What are the Advantages of Telehealth?
The following are some benefits of telehealth:
- Improving the overall health of the public.
- Making healthcare services easier for patients
- Reducing pressure on the healthcare system.
- Cutting down healthcare costs.
How Insurance Supports Telehealth?
In India, many health insurance companies have started supporting telehealth services. As per regulatory guidelines, insurers cover teleconsultations. This includes online doctor consultations, e-prescriptions, and sometimes follow-up care. However, the extent of coverage may vary depending on the policy terms and conditions.
Meanwhile, some policies are also offering telehealth to their policyholders as a part of outpatient department (OPD) benefits. Therefore, it is recommended to review your policy documents properly to know their inclusions, exclusions, limitations, waiting periods, additional benefits and whether there are specific platforms you need to use.
Wrapping Up!
Telehealth is a smart and easy way to provide healthcare services to patients with the help of modern technology.