Can Day-care Treatments Be Claimed Under Cashless Facilities?

Day-care treatments have become an integral part of contemporary healthcare systems, as many treatments no longer require continuous hospitalisation. Nowadays, many health insurance plans cover certain day-care treatments, ensuring that insured patients receive top-notch medical care without having to stay overnight in hospitals.

From cataract surgery to chemotherapy, dialysis, and others, day-care treatment provides financial security, convenience, and cashless treatments at network hospitals.

Learn more about how day-care treatment can be claimed under the cashless option and what the benefits of this treatment are.

How Can You Claim Day-care Treatment Under the Cashless Facilities?

Day-care treatments can be claimed under the cashless facility by undergoing the procedure at your insurer’s network hospital. In case of a scheduled treatment, you should notify the insurance company or the Third Party Administrator (TPA) in advance and provide the pre-authorisation form along with medical documents at the hospital's insurance counter.

The insurance company would then handle the settlement of eligible medical expenses with the hospital. It is very important that you check your insurance coverage before undergoing the treatment.

Documents Needed to File a Claim for Day-care Treatment

Furnishing the correct documents when submitting a claim for day-care treatment is crucial. Insurers usually require:

• Diagnostic reports


• Completed claim form


• Hospital bills and payment receipts


• Doctor’s prescription


• Copy of health insurance policy


• Discharge summary


• Valid ID proof


• Bank account information (for reimbursement)


• Pre-authorisation approval for planned hospitalisation when filing a cashless claim.

Insurers might have specific requirements for additional documents depending on their policies. You can verify this in your policy document or consult your insurer or TPA.

Advantages of Day-care Treatment Under Health Insurance

Day-care facilities have become an important part of modern health insurance plans. Apart from its cashless option, it offers ample coverage, convenience, and access to quality healthcare for short medical procedures. Here are the key benefits of day-care options:

Lessened Financial Burden

Day-care policies will help you pay less out of pocket for procedures that do not require overnight hospitalisation but are costly. This includes operations such as cataract surgery, chemotherapy, dialysis, and angiography.

Advanced Medical Treatments Accessibility

The current advancement in medical technology enables certain surgical and treatment procedures to be done within a few hours. With day-care insurance, you can be sure you will receive adequate healthcare because all advanced medical services are covered.

Convenient Recovery Process

Patients can easily recover at home since they are discharged after completing their procedures within a few hours. You will have no disruptions as a result of being hospitalised for several days.

Simple Claim Process

Claim processes in day-care insurance are either cashless or reimbursement. Both are simpler than the claim processes in other policies.

Peace of Mind During Medical Treatment

Knowing that you will not have to pay any hospital bills for your day-care treatment because of your insurance coverage will help you stay relaxed during treatment and focus on recovery.

Day-care procedures have revolutionised the world of medicine, enabling treatments to be carried out faster, more safely, and even more conveniently, without necessarily requiring long hospital stays. With their inclusion in health insurance policies, you can be assured of funding, cashless treatment, and quality medical care.

However, you still need to have adequate knowledge of what is covered under your plan and the conditions for claims. Having a thorough awareness of the benefits of day-care treatment procedures makes it possible to utilise the health insurance plan efficiently.