Are Mobility Aids Covered For Alzheimer's Disease Patients?

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Yes, mobility aids (wheelchairs, walkers) can be covered by health insurance in India for Alzheimer’s patients, but commonly not under specific conditions; they must be deemed medically necessary, and are prescribed by a doctor. Coverage is more likely through specialised critical illness plans rather than standard health policies. Plans with critical illness riders are commonly designed to offer coverage for neurodegenerative conditions like Alzheimer’s. These specific plans often provide financial protection for hospitalisation, therapies, diagnostic tests, and prescribed medications related to the disease.


Coverage limitations for Alzheimer’s Patients:


While health insurance can provide essential support, it is important to know certain associated limitations of coverage for Alzheimer’s patients. Plans often exclude certain treatments or apply sub-limits that may impact claim payouts. Let's discuss its limitations:



  • Experimental Treatments: Therapies that are not widely accepted may not be covered.

  • Long-term Caregiving: Expenses for assisted living facilities are generally excluded.

  • Alternative Therapies: Treatments outside conventional medications, like Ayurveda, may not be covered under claims.


Which Insurance Provider Offers Plans for Alzheimer’s Patients?


Leading insurance providers in India provide health plans with critical illness coverage that covers Alzheimer's treatment. These specific plans are particularly designed to handle the associated medical requirements of neurodegenerative conditions.


Alzheimer’s specific health plans provide coverage for:



  • Coverage for hospitalisation, diagnostic tests, therapies, and medications

  • Cashless treatment facilities at the insurer’s empanelled network hospitals.


While selecting a health policy, it is very crucial to compare plans from multiple insurance providers to grab the best plan which fits your and your family’s requirements.


Securing health insurance for Alzheimer’s patients is a proactive step towards handling the financial strains that come with the disease. While coverage is subject to limitations and waiting periods, policies with critical illness plans provide a financial cushion for hospitalisation, therapies and diagnostic tests.