Are Long-Term Management Costs for Emergency Anxiety Attacks covered?

Yes, long-term management costs for emergency anxiety attacks may be covered under health insurance. In India, mental health conditions such as Anxiety Disorders are covered under health insurance as per regulatory guidelines. However, it is subject to specific terms, conditions, exclusions, and waiting periods of the policy.

Some policies may cover hospitalisation and certain treatments. However, long-term management costs such as therapy, medication, and follow-up consultations are usually covered only if outpatient (OPD) or specific mental health benefits are included in the policy.

• Coverage for Anxiety attacks depends on the type of health insurance plan and its features.


• Waiting periods, sub-limits, and exclusions may apply as per the policy terms and conditions.


• The extent of coverage depends on whether it is inpatient, outpatient, or daycare.


• Health insurance policyholders should review their policy documents for specific details regarding anxiety treatment coverage.


• The coverage for anxiety disorder treatment also depends on the health insurance plan you have, and several other key factors.

What are Anxiety Attacks?

Anxiety attacks refer to the sudden episodes of intense fear or worry that can trigger strong physical and emotional symptoms such as rapid heartbeat, shortness of breath, and dizziness.

The main causes of anxiety disorders may be a combination of genetic, environmental, psychological, and biological factors. Stressful life events can trigger anxiety.

How does Self-Care help in Managing Anxiety Attacks?

Along with medications and therapy, self-care also helps manage anxiety attacks. The patient needs to follow some simple practices for anxiety attacks, such as:

• Getting quality sleep of 7-8 hours.


• Doing little exercise regularly


• Eating a healthy and balanced diet


• Spending quality time with your family and friends.


• Managing stress


• Doing meditation regularly.

Following these practices can lower your treatment costs in the long run.

Over to You

Long-term management costs for emergency anxiety attacks may be covered, but only if the health insurance policy includes mental health and outpatient benefits.