What is an Abha ID in Health Insurance?

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An ABHA ID in health insurance refers to the 14-digit unique identification number issued under the Ayushman Bharat Health Account (ABHA) system. The National Health Authority (NHA) administers the Ayushman Bharat Digital Mission (ABDM), which provides this ID for users to access and control their electronic health records.


Users with an ABHA ID can maintain all their medical documentation, including prescriptions and doctor visit records, in a single unified account.


Read on to learn more!


What is the Process to Generate an ABHA ID in Health Insurance?


The Ayushman Bharat Digital Mission controls the complete digital process, which handles the creation of the ABHA ID for health insurance.


Steps to Create an ABHA ID



  1. Visit the official Ayushman Bharat Digital Mission (https://abdm.gov.in/)website or download the ABHA mobile application.

  2. Click on “Create ABHA Number.”

  3. Choose your preferred registration method: Aadhaar card or driving license.

  4. Review and accept the consent form, then click “Next.”

  5. Enter your personal details along with your mobile number.

  6. Submit the information. After verification, your ABHA ID will be generated and can be downloaded from your account.


Steps to Create an ABHA Address


You need an ABHA address to create a secure method that lets you share your healthcare records through your personal approval. The system operates as a self-declared username, which connects to your ABHA number.



  1. Select “Register for ABHA Address”on the official portal.

  2. Choose one of the three registration options—mobile number, ABHA number, or email ID.

  3. Enter your mobile number, complete the captcha, and proceed.

  4. Verify using the OTP sent to your phone.

  5. Fill in the required details and submit the form.


Your personalised ABHA address will then be ready, which allows you to share digital medical records whenever you need them.


How is an ABHA ID Used in Health Insurance?


An ABHA ID in health insurance links a patient’s verified medical history to a single digital profile. Under the Ayushman Bharat framework, hospitals can access the centralised record system, which enables them to provide faster consultations, achieve accurate diagnoses, and make informed treatment decisions.


Here is a detailed overview of the benefits:



  1. Faster Hospital Registration and Identification: The ABHA ID functions as a unique health identifier that hospitals use to identify patients. The system eliminates the need for patients to fill out multiple forms, which work together with their appointment system to decrease administrative wait times for their future medical appointments. Patients can onboard themselves through ABHA number sharing.

  2. Access to Cashless Treatment under PMJAY: The ABHA ID system enables eligible Pradhan Mantri Jan Arogya Yojana (PMJAY) beneficiaries to connect their medical records with the Ayushman Bharat database. The system enables cashless medical treatment and efficient reimbursement processing, which decreases patient expenses for all approved medical procedures.

  3. Digital Record Sharing with Consent: The ABHA system allows patients to securely share their prescriptions, diagnostic reports, and consultation notes. The system allows users to store documents digitally and share them securely with other users while maintaining full transparency between insurance companies and healthcare providers.

  4. Voluntary Participation with Full Control: Registration for an ABHA ID is optional. Users can opt in or withdraw at any time. If they choose to deactivate their account, the associated data is deleted, ensuring full control over personal health information.