Does Star Health Insurance Cover a Full Body Checkup?

Vote: 1

A full body check-up is the ideal way to maintain a healthy lifestyle and prevent any potential health issues. This is why, to recognise the power of preventative care, Star Health Insurance encourages regular full-body screenings as the foundation of long-term wellness.


They have designed standalone health check-up packages as well as included them as a special benefit of their numerous health insurance plans, such as the Family Health Optima Plan. However, your availability of a free full-body check-up will depend on the coverage terms.


Features of the Standalone Health Check-up Package of Star Health Insurance
























































Package Name



Price



Main Tests Included



Package I



₹500



CBC, Fasting Glucose, Kidney and Liver tests, Urine exam



Package II



₹750



Package I & Lipid Profile and Thyroid tests



Package III



₹1000



Package I & II with ESR test.



Package IV



₹1250



Package I, II, & III with Urine Microalbumin



Package V



₹1500



Package I, II, III, & IV with Albumin Creatinine Ratio



Package VI



₹1750



Package I, II, III, IV, & V with Anti-HBs, Serum Calcium



Package VII



₹2000



Package I, II, III, IV, V, & VI with Electrolytes, Serum Amylase, Serum Lipase



Package VIII



₹2500



Package I, II, III, IV, V, & VI with adding Serum PSA for males



Package IX-XV



₹3000- ₹7500



Include advanced tests like RA Factor, HSCRP, ECG, USG Abdomen, Chest X-ray, TMT/Echo, Pulmonary Function Test (PFT) with Package I to VIII.



Important Note: You need to visit the Star Health-tied diagnostic centres for all these tests and scans. Moreover, if you require a home service, contact them using their toll-free number 1800-425-2255 / 1800-102-4477 to find out the necessary details.


Health Check-Up Benefits Details of Star Health Insurance Under Insurance Policies




































Policy Name



Sum Insured



Frequency



Star Family Health Optima



₹5,00,000- ₹25,00,000



Every claim-free year



Star Comprehensive Insurance



₹ 5,00,000-₹10,00,000 (Package A) & Above ₹10,00,000 (Package B)



Every claim-free year



Star Health Assure



₹5,00,000- ₹2,00,00,000



Annually



Star Smart Health Pro



₹5,00,000-₹1,00,00,000



Annually



Senior Citizen Red Carpet



₹5,00,000 and ₹7,50,000 (Package A) &


₹10,00,000 and 25,00,000 (Package B)



Every claim-free year



Important Note: All of these sum insured amounts are subject to change each year. Therefore, before purchasing the above health insurance policies, contact Star Health to verify the details.


Things You Should Keep in Mind About Star Health Insurance Full Body Check-up



  • If a policyholder is covered under Star Health Insurance’s family floater policy, the coverage limit for medical check-ups will apply to each insured.



  • Unlike other insurance providers, Star Health Insurance provides free medical check-ups as an in-built cover.



  • To get the cashless facilities for a full body check-up, you have to visit the network service provider of the insurance company.


Final Words


With the full body check-up facility of Star Health Insurance, policyholders can secure themself from chronic disease before they get serious. Although there are multiple providers in India, their years of experience and extensive network of cashless hospitals make them stand out.