Day-care Procedures Covered in Family Health Insurance
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A family's life can be shattered with a child's cancer diagnosis. According to an India Today report, nearly 75,000 cases of cancer among children aged 0 to 14 are reported yearly in India. Survival rates exceed 80% with timely chemotherapy sessions. But thousands of families are fighting not only inside hospital wards, but also outside due to the skyrocketing cost of hospitalisation, chemo sessions, and endless expenses.
What are the Coverage Options in Family Health Insurance?
Family health insurance covers day care procedures like chemotherapy, dialysis, and cataract surgery, reducing financial burdens. These procedures are completed within 24 hours without hospitalisation hassles.
Discover day care procedures and treatments for diseases covered under family health insurance, and how it benefits a family.
What are the Day Care Procedures Covered in Family Health Insurance?
Day Care Procedure Category | Procedure Details |
Medical Procedures for the Ear | ● Stepadectomy, Stepadectomy ● Tympanoplasty reconstruction ● Middle ear operation for auditory ossicles (ossicular chain reconstruction) ● Other inner ear operations |
Eyes Operations | ● Tear duct operations ● Removal of a foreign body ● Cataract operation ● Corneal incision ● Eyelid incision corrective surgery |
Procedures for Bones and Joints | ● Ligament repair ● Meniscus tear surgery ● Disk location surgery ● Fracture treatment ● Tendon sutures ● Trauma surgery and orthopaedics |
Nose and Sinus-Related Day Care Procedure | ● Foreign body removal ● Nasal sinus aspiration ● Few Other Nasal Operations |
Day Care Procedure for the Tongue | ● Reconstruction of the tongue ● Glosectomy ● Other tongue operations |
Skin and Subcutaneous Tissue Procedures | ● Skin transplantation ● Restoration ● Chemo surgery ● Excisions and incisions of skin and subcutaneous tissue |
Procedures for Face | ● Incision to the jaw, mouth, and face ● Plastic surgery on the mouth |
Other Surgical Procedures | ● Radiotherapy for cancer ● Lithotripsy ● Haemodialysis ● Chemotherapy ● Coronary angiography |
Which Day Care Treatments are Covered in Health Insurance?
- Chemotherapy
- Cataract Surgery
- Radiotherapy
- Dialysis
- Angiography
- Synovectomy
- Liver Aspiration
- Lithotripsy
- Colonoscopy
- Appendectomy
- Corrective Surgeries
- Corneal Incision
- Fissurectomy
- Hydrocelectomy
- Sclerotherapy
- Prostate Surgery
- Eye Surgery
- Tongue Surgery
- Septoplasty
- Foreign Body Removal
- Dental Surgeries
- Tonsillectomy
- Middle Ear Operations
What are the Benefits of Day Care Procedures in Family Health Insurance?
- Reduce Financial Stress:The facility of day care procedures in health insurance covers minor and even costly treatments. It reduces out-of-pocket expenses and offers peace of mind.
- Short-Duration Treatments: Day care procedures in health insurance provide coverage for clinical procedures that do not require a 24-hour hospital stay. This benefit is available for cataract surgery, dialysis, chemotherapy, and others.
You can add day care health insurance coverage for elderly people under their senior citizen health insurance plan. It covers the entire treatment cost without staying overnight at the hospital.
- Wide coverage: Day care treatments involve several expenses apart from surgical procedures, including medications, diagnostics, hospital admission, injections, and post-care essentials, which save out-of-pocket expenses. Day care procedures are actually a benefit for each patient, enabling them to undergo surgery within hours and get back home on the same day.